Calculate your monthly mortgage payments and see how different rates and terms affect your costs.
These figures are only illustrative. All mortgages are subject to the applicant(s) meeting the eligibility of the specific lender. An assessment of your needs will be confirmed before a recommendation can be made.
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Find out how much you can borrow based on your income and expenses.
Calculate stamp duty costs for your property purchase in England and Northern Ireland.
Speak to our qualified mortgage Advisers for personalised recommendations.
Key factors that affect your monthly mortgage payments and total costs.
The annual percentage rate determines how much interest you'll pay.
Longer terms mean lower monthly payments but more total interest. Shorter terms cost more monthly but save on total interest.
The amount you borrow affects both monthly payments and total interest. A larger deposit reduces the loan amount needed.
Repayment mortgages pay off the loan gradually. Interest only mortgages have lower payments. This only covers the interest in the loan. The full amount borrowed must be repaid separately at the end of the term. You need to have a suitable repayment strategy in place.