Remortgage & Save Money

Switch to a better mortgage deal. Whether you want to reduce payments, release equity, or change terms, we'll find the perfect remortgage solution.

Happy couple saving money

Your home/property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.

Types of Remortgage

Different remortgage options to suit your changing needs and circumstances.

Rate Switch

Move to a better interest rate to reduce your monthly payments and save money over the term.

  • Better monthly payments
  • Fixed or variable rates
  • Same loan amount
  • Quick process
Get Quote

Capital Raising

Remortgage to release funds for appropriate purposes. Common reasons include:

  • Home improvements
  • Releasing capital
  • Second home

Get Quote

When Should You Remortgage?

Key indicators that it might be time to switch your mortgage deal.

End of Fixed Rate

Your fixed rate is ending and you'll move to your lender's standard variable rate (SVR).

Better Rates Available

Interest rates have fallen or your circumstances have improved, making better deals available.

Property Value Increase

Your property has increased in value, improving your loan-to-value ratio and access to better rates.

Need Extra Cash

You need to release equity for home improvements, investments, or other financial needs.

The Remortgage Process

A step-by-step Summary to switching your mortgage.

Simple 6-Step Process

 1. Market Research: We search the comprehensive market for most appropriate deals for you
  2. Savings Analysis: Calculate potential savings and benefits
  3. Application: Submit your remortgage application
4. Valuation: Lender arranges property valuation
5. Offer: Receive and review mortgage offer
6. Completion: Legal work completed and new mortgage starts

Remortgage Savings Calculator

These figures are only illustrative. All mortgages are subject to the applicant(s) meeting the eligibility of the specific lender. An assessment of your needs will be confirmed before a recommendation can be made.

Remortgage Costs & Considerations

Understanding the costs involved and factors to consider when remortgaging.

Typical Costs

Budget for these costs when planning your remortgage.

  • Broker fee: £99-£900
  • Arrangement fee: £0-£2,000
  • Valuation: £150-£1,500
  • Legal fees: £300-£800
  • Early repayment charge: Variable

Key Considerations

Important factors to evaluate when deciding whether to remortgage.

  • Time left on current deal
  • Early repayment charges
  • Interest rate environment
  • Current property value

Documentation

Gather these documents to speed up your remortgage application process.

  • 3 months' payslips
  • Bank statements
  • Photo identification
  • Current mortgage statement

Ready to Save Money with a Remortgage?

Don't let your mortgage roll onto an expensive standard variable rate. Let us find you a better deal and start saving money today.

Quick 2-3 week process